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What phones support the Android Pay list. How to connect and use Google Pay in Russia. Android operating system

Also, the support was obtained: "Opening" (including subsidiaries "RocketBank" and "Point"), Tinkoff Bank, Binbank, MTS-Bank, as well as less well-known Promsvyazbank, Raiffeisenbank, "Ak Bars Bank "And" Rosselkhozbank ".

Which Google Pay software supports

Use the Goolge Pay will be far from every device. Smartphone should work under the control of the system Android 4.4 or higher, as well as in it, must be built in chip NFC.. It will not be possible to take advantage of the payment system to those who love to "eat" in the system of their phone, because GOOLGE PAY is not supported on devices in which bootloader is received or unlocked, and not installed official firmware.

By the way, if you encountered what you have, read our article with the instructions for bypassing the problem.

How to install google pay

If the smartphone meets all the requirements, then you only need to install special applicationwhich is called Google Pay, like the payment system itself.

How to install Google Pay:

  1. Log in Official Application Store Google Play..
  2. Find searchingmark "G Pay".
  3. Install app.

You should pay attention to the name of the developer, so as not to run into the counterfeit - the developer, of course, is "Google Inc.", and next to the title there is a small blue icon.

Download Google Pay.

Installation does not end. After the first startup, you will need to configure the application and add your cards by making their data into special fields.

Setting up Google Pay:

  1. Enter into the appropriate fields of your card data (number, validity period, CVV code), your name and surname, as well as the address and mobile number.
  2. Enter the confirmation code that will come on SMS (or in the application) from the bank to confirm the binding of the card.
  3. Allow the application access to the necessary functions (it will automatically make a request - will bring a question in the form of a banner).

After setting, you can add additional mapsIf there is a need for this. Also in the appendix there is an opportunity to add gift and discount cardsso as not to carry them with you and save place in the wallet - for this you need to click in google Appendix Pay a round button in which a plus game is drawn, and select the appropriate type of map, and then just scan the barcode or enter the number manually.

How to use Google Pay

Latest, but the most important thing: how to use Google Pay? In fact, everything is very simple. Payment takes place only in two actions:

  1. Unlock smartphone.
  2. To bring it to the payment terminal for a few seconds.

If you successfully read the data on the terminal, appropriate information will appear, after which your smartphone can be removed. It will only have to wait for the connection with the bank and its approval on the work of payment. If multiple cards are added to the application, the payment will occur by the one that is installed as the main one. For payment on another map you will have to open the application and select the desired one.

An important condition is The presence of contactless payment features in the terminal. As a rule, there is a designation in the form of special symbol. In Russia, almost all major trading networks enjoy these terminals, but still not all. You can pay in online services. For example, Uber or Yandex.Cass. You just need to choose the G PAY payment method.

Hello everyone, in this article we will talk about the instrument Android Pay.able to make contactless payment. Let me remind you - the work of the payment system began from May 23 and is supported by Sberbank. There are other services that have more than ten. So, how to use Android Pay to buy goods?

What cards and phones support Android Pay

First you need to understand which phones and services support the specified application. Since many run it to install it, but in the end nothing works.

Contactless payment is supported, of course, Sberbank, so having met the payment terminal, almost always you can make a purchase from a smartphone. Of course, this type of payment is not very common, but everything goes to it. The list also includes such banks: VTB24, Rosselkhozbank, Tinkoff Bank, Promsvyazbank, Opening, Binbank, Raiffeisenbank, Ak Bars Bank and others.

Program itself supports devices equipped with NFC function. Without it will not work. As for the operating system, the version must be minimum 4.4. Cases are also seen, including this, it was that the payment system does not function on the flashing telephone. You will be displayed a message that is not the official firmware. Still must be turned off the root rights.

How to understand that the terminal supports contactless payment

Very simple, on the reading device there is a special icon where it is written PayWave, Paypass. or something similar. Also, many shops already have such devices, if not sure, ask the seller, he must know.

How to tie a map to Android Pay

Come in the app and click on the plus. There will be several menu items from which you choose - Add a credit or debit card. Please pay attention to other points. You can add gift maps or permanent customer cards.

Selecting the first option opens the next section. There are pressed "Add card".

With the help of your camera you can scan the card number (you need to bring the phone). In this case, the card number must be convex. Either add it manually.

Unfortunately, I can not show this screenshot, since the application prohibits it!

If the map type is not supported, the corresponding message will be displayed. For example, UEC cards will not be added.

By adding your card data click Save. The window appears with the conditions of the bank. Go to the bottom and click OK.

There is a connection with the bank, then check the card and eventually a message blocking will appear. That is, at least minimal protection you must deliver, for example, pin code or fingerprint.

The next step is confirmation. The phone number must come to the phone number. Enter a six-digit number. Now you will come a message about the successful link binding to the device.


Android Pay - how to enjoy in the store

Here you attached the map, came to the store and wanted to buy something and pay with the phone. Check in advance whether it is turned on. It is usually in the system options in the section wireless networksor in the notifications menu.

You will unlock the smartphone and if there are the following icons on the payment terminal, it is enough to bring the phone to the device, almost closely. If the payment has completed successfully, then on the screen you will see the appropriate notification.

Some banks may require the input of the PIN code in the terminal. Depending on what parameters at the terminal. Usually, if you buy more than a thousand rubles, it will be necessary to enter a PIN code, but it is only in Russia.

In the application it is possible to add several cards and choose any one as the main one. With her you will perform transactions.

How to add gift cards in Android Pay

In addition to credit cards, you can add gift and bonus options that provide certain discounts.

For example, I have a card read-in-town, giving a small discount when buying books. I add this map in Android Pay as follows:

Let's now try to scan the "Tutankhamon" map. We proceed the same procedure. We enter or scan barcode on the reverse side of the map and click the button "Save".

Payment for hours

If there is a clock with an operating system Android Wear. Version 2.0, By installing Android Pay, you can pay for purchases. Of course, in Russia it practiced little. And only supported huawei devices Watch 2 or LG Watch Sport. You can pay from other hours, provided that the system is updated to version 2.0.

Payment and adding a card is made by the method as on the smartphone. To pay, it is enough to bring the clock to the terminal.


Is it possible to pay from Android Pay on the Internet

Sure. The only moment here is the presence special function (buttons) in the online store, allowing you to pay in one click what you need. Now there are still few service implementing such an opportunity.

How safe is the contactless payment in this way

So that you have not paid for and to which device the phone is not brought, the card numbers and the data about you will not be transferred to anyone, since the device comes a one-time key acting within one transaction. With each purchase, this code is unique. So that the data is not lost must be blocked the phone, at least minimal protection - PIN code, graphic key. It is desirable that the fingerprint scanner is.

In the end, you can only say one thing that you would not pay, there is always a small risk of losing some amount. To use the cards is also not safe, it is not always safe to pay for the Internet. But it should not be dense when performing such operations.

What can still be used except Android Pay

There are many alternatives, for example, a long known Samsung Pay. who has an Apple technique for those there is an alternative - Apple Pay. . Recently a payment system Meizu Pay..

Now you know how to use Android Pay to pay for goods in stores, where possible. Good luck everyone!

Brief instruction for the payment system from Google.

To bookmarks

23 May 2017 from 9:00 Moscow time in Russia payment android system Pay. It has existed since September 2015, Russia has become 11 in the account in which the system has earned. Here it is available to customers more than 10 banks that use Visa and MasterCard cards.

What is the Android Pay

Android Pay is a system of contactless payments that allows you to bind ordinary bank card to the application, and then use the service on a smartphone or smart watches to pay for goods and services. In addition, it can be paid in applications to mobile devices (for example, Uber).

Technology allows you to not carry all bank cards with you, replacing them with one application on the smartphone. Android Pay does not take a commission from the user - with the account of the buyer, the amount indicated in the check is written off.

What cards can be connected to Android Pay

At the start in Russia, Android Pay works more than ten banks. This list includes:

  • "Alfa Bank";
  • "AK BARS Bank";
  • BINBANK (at the time of launch only MasterCard);
  • "VTB 24";
  • MTS-Bank;
  • "Opening" (including Rocketbank and "Point");
  • "Promsvyazbank" (at the time of launch only MasterCard);
  • Raiffeisenbank;
  • "Rosselkhozbank";
  • Russian Standard (at the time of launch only MasterCard);
  • Sberbank;
  • Tinkoff Bank;
  • Yandex.Money (MasterCard only).

In the future, this list will expand.

What devices are available android pay

Android Pay can be connected to devices with an NFC chip that run running the Android Kitkat system (4.4) and newer - Lollipop (5.0, 5.1), Marshmallow (6.0) and Nougat (7.0, 7.1).

An important condition - an official firmware must be installed on the device, and the root rights should not be obtained and the bootloader should not be unlocked. Usually these actions are performed when changing the firmware.

How to connect a map to Android Pay

To use Android Pay, you need to download the same application from Google Play Store.. Some Russian users have access to him in early May 2017.

When you first start the Android Pay application, you will offer to connect a map - for this you need to either bring the camera to it so that the service believes the number and validity period, or enter information manually. You will also need a CVV code on the reverse side of the map and the user's address. When you connect the map, the Bank will send the verification code to confirm the operation.

If the user has already connected the cards to its account in Google (for example, to pay for application store), then Android Pay will offer to use one of them - it will only need to enter the CVV code to bind to the application.

Where and how to pay through Android Pay

Payment through Android Pay is available almost everywhere where there are terminals that support contactless payments (including through maps with PayPass and PayWave technologies). We are talking about terminals that are designated similar symbols:

In Russia, such terminals are almost every trading network - "Alphabet of Taste", "Pyaterochka", "Crossroads", "Carousel", "Magnit", "About" Kay "," Eldorado ", H & M, Starbucks, KFC," Burger King "," Teremok "," Dublby " , Rosneft, Bashneft and so on. By the end of 2017, Sberbank, which serves 1.1 million terminals, promises to add the possibility of contactless payment to all its devices.

To pay for the goods and service, you need to "wake up" the device with android application Pay and bring it to the terminal for a few seconds. If the operation turns out to be successful, a message appears on the screen about this and the image of the map used.

In some cases, the cashier may ask to enter a PIN or sign a check. It depends on the settings of the bank, which issued the card, and the terminal. As a rule, in Russia, when conducting contactless payments, it is necessary to introduce a PIN code during a transaction in the amount of more than 1000 rubles.

Android Pay allows you to spend three transactions in a row without unlocking the phone for up to 1000 rubles each, on the fourth user will need to unlock the phone with graphic key or fingerprint. The transaction meter is reset if the user unlocked the phone between them.

If the user has connected several cards, then one of them will need to be selected as standard to be used by default. To use another card, you need to open the application and select the desired map - If necessary, it will be possible to assign it as standard for the future.

How to pay through Android Pay in applications and on sites

FROM using Android Pay You can also pay for purchases in some mobile applications and on sites through mobile version Google Chrome.. In such cases, the "Pay through Android Pay" button will appear on the payment page.

In some services (for example, in Uber), you can use Android Pay as one of the permanent payment funds. At the start of the system in Russia, the service will be available in Lamoda, OneTwotrip, Rambler / Cashier and Poster, and later will appear in Delivery Club, "Cinema", Ozon, Yandex. Taxi and other applications.

If the device compatible with the Samsung Pay and Apple Pay device can not everyone may, today, today makes contactless payments truly affordable. You can even buy a smartphone with support for this service even more cheaper than 10,000 rubles. In large sales networks now in stock at least five decent models with NFC. And let the new items, they have not been forgiven, to advise those who want to save them quite possible.

Alcatel One Touch Idol 3 - from 8,490 rubles

This is a Fabule 2015 release, which was released as Subflagman and seemed very interesting for his money. Now it is cheaper than 9,000 rubles, which makes it an even more attractive decision. This is balanced in all parameters model in a very thin and comfortable case, and even with good stereo speakers.

WileyFox SWIFT 2 -

This is at all special offer From one of the Russian retailers. The smartphone has a good filling, a GORILLA Glass 3 glass screen, a scanner of prints and a USB Type-C connector - all this is rare for devices of this price category. Of the shortcomings it is worth allocating only the lack of charging in the basic configuration, but it is hardly for someone to become a critical factor.

LG G4S -

Pretty old model, but still affordable in free retail. It distinguishes its except recognizable design, inherited from the flagship, powerful for class chip and screen with fullHD resolution. More boasting a device with nothing: the volume of memory is modest, the chambers also do not shine, the battery capacity is quite small.

HTC Desire 630 - from 9 990 rubles

Model with very original design, not a bad base camera and qualitative sound HTC BOOOMSOUND for headphones with Dolby Audio profile. The shortcomings, however, also a lot, the main of them are a modest processor and the lack of support for LTE, which will be very critical for many.

Nokia 3 -

This accessible novelty of the revived Nokia company has a good design, a good self-camera and, most importantly, the modern operating system - "out of the box" smartphone works on android database 7.0 Nougat, updates for which will be in the most promptly as possible. The smartphone is still available only for pre-order, the start will take place on June 15.

All these smartphones, regardless of the price and positioning, perform two main conditions for supporting the Android Pay payment system: they are equipped with a NFC chip and operate on the version of the OS not earlier than 4.4 Kitkat. The rest is the case of the preferences of everyone, although even on bare characteristics from this top five, it looks significantly more attractive Wileyfox SWIFT 2.. You can mark Nokia 3, as just a fresh apparatus on a clean android 7.0, with excellent software support.

23 May 2017 Android Pay came to Russia. Given that in our country, about 80-85% of the smartphone market belongs to the android operating system, the news is significant. Let's try to disassemble everything in order.
Go.

What is Android Pay?

Android Pay is a payment decision of contactless payments from google companies. Previously, the technology has already worked in 10 regions of the world. Android Pay allows you to bind a regular bank card to the application in your smartphone, and use the phone to pay for goods and services.

What banks in Russia support technology?

Despite the fact that in Russia a little less than 550 banks, at the time of launch on May 23, 2017, only 14 banks and 1 payment system will support this technology.

  • Ak Bars Bank
  • Alfa Bank
  • Binbank
  • VTB 24
  • MTS Bank
  • Opening
  • Promsvyazbank
  • Raiffeisen Bank
  • Rosselkhozbank
  • Rocket Bank
  • Russian standard
  • Sberbank
  • Tinkoff Bank
  • Point
  • Payment system Yandex Money (MasterCard, as she does not have any other cards.)

In order not to clutch the table in more detail, read the list of exceptions when installing the application. Some types of cards are not supported, for example, Visa electron at Sberbank The ITP.
A detailed list of cards is available on the link https://support.google.com/androidpay/answer/7397640?hl\u003dru&ref_topic\u003d7351519

Smartphones supporting Android Pay.

For android works Pay in the smartphone is needed only 2 conditions.
1. Working NFC chip in phone.
2. Operating system Smartphone must be inclusive or above Android Kitkat (4.4)
(that is, android 5, 6, 7 will go with a bang)

How to connect (install) Android Pay?

For android connections Pay You need to put the official program.

Categorical warning.
So as not to be financial sucker categorically I do not recommend downloading aPK file Applications from forums, sites, accept from friends of the ITP. That is how your money can leave different fraudsters.

The program is strictly downloaded from the Google site.

Pros technology Android Pay.

  • A huge plus - your physical card will work, even if there is no contactless payment chip on it.
  • No need to carry cardage cards.
  • The loss of the phone is not equivalent to the loss of money, as the phone is blocked, and when the card loss, all its data is written on it and an experienced fraudster will lead money in a couple of seconds.
  • The speed of the contactless payment is much faster than the usual payment card.
  • When shopping abroad, contactless payment technology often avoids a DCC merchant (tricks when a store Instead of national currency, the currency card in dollars, euro or rubles is converts in its horrible rate.

Minuses of Android Pay technology.

  • Not many places where contactless payment is supported.
  • Contactless payments up to 1000 rubles in Russia pass without entering the PIN code.
  • Technology is new and as usual at first malfunctions are possible.
  • The battery panel in the phone is the end of payments!

Android Pay Technology Protection.

Data cards are not transmitted at the payment (Google creates a special virtual copy of the card and transmits its data to the seller)
If the phone is lost, it can be blocked or erased the data with android programs Device Manager.
On the phone, when installing the application, it is necessary to block the fingerprint or PIN (password) of the ITP.

How to find out the terminal for payment of Android Pay.

Carefully look at the drawing - if you see such characters on the terminal - payment is possible.

Example payment.

To pay, you need to unlock the phone and bring it to the terminal. You do not even have to go to the app.
We look at the roller on the example of the British.

Buns (cachekes and discounts) for payments using Android Pay.

There are few discounts yet, but they are in the vests.

Outlook android Pay.

The number of payment terminals in Russia, where contactless payments are available, is constantly growing. According to the expectations of the regulator (Central Bank of the Russian Federation), the vector of development is such that by 2020 this technology will be available in each terminal, which will give the technology of mass character.

Questions and answers.

P.S.
The review will be supplemented.



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