What terminals work Android Pay. How does Android Pay in Russia working: Is it safe? Is it possible to use Android Pay with root rights on the smartphone

The use of android drink is the ability to make purchases with a convenient and safe way. Read on, and you will learn how to pay through Android Pay service you need in stores and online applications.

How to pay through Android Pay in the store

So, you are in the store, and you are going to make a payment for the selected product using the Android Pey service. What do I need to do:

Thus, payment is made from the default card.

How to change the main card?

You can add several maps of various banks to the application, and here will be your actions if you need to pay for a purchase from an additional card:

• Unlock smart phone
• Go to Android Pey app, select and tap the card you want to use at the moment
• Click "Make Main Main"
• Next, follow the actions prescribed in the previous instruction

Errors when paying Android Pay and what to do with them

Let's look at some problems that may arise when paying in the store. If you collided with them - nothing terrible, everything is fixable.

You put the device to the terminal, but payment does not happen

• forgot to bring the phone from sleep mode. You do not need to open Android Pay, but your smartphone must be unlocked.
• The NFC antenna did not catch the signal. Just try changing the position of the phone regarding the terminal.
• too quickly removed the smartphone from the terminal. The operation is carried out within a few seconds, but still give some time if it did not happen at the moment. Wait for the green flag.

You can find out about the rest of the problems and ways to solve them in another article.

Smartphone began to vibrate, a green check box appeared on the screen

Such a reaction means that Android Pey transferred payment information, but it did not accept the terminal for some reason. You can seek help to the cashier, try again.

Need to pay the card with the chip, entering the PIN code

This means that the store does not accept payments through the application, you can pay only by the usual card.

The map is rejected

In this case, only the bank will help, since Google's support service does not have information about the reasons for mapping or any transactions on them.

How to pay through Android Pay online

To pay in applications, one touch of a finger, which will confirm your payment. Looking for a note "Payment with Android Pey" or a picture with a green robot image.

Security of Android Pay Transactions

The basis conducted through this service is the formation of a unique digital code that is transmitted to the seller instead of your card data. Thus, confidential information will not be available to anyone, besides you.

In Russia, the Android Pay Mobile Payment Service appeared. It should be noted that he came to our country late for almost six months compared to the rapidly gaining momentum with the "apple" service and its Korean analogue.
According to the basic principles of work, Android Peies is practically no different from competitors. This contactless service in the same way requires the phone to work on Android 4.4 and higher, as well as supported the function of the near contactless communication NFC.

From the implementing devices today, the list of supported devices is small. This is mainly the latest models of top and medium price range phones. Among them can be noted Samsung Galaxy (A3, A5, A7, J5, J7, S7, S8), Xiaomi Mi5, LG (K6, G3S, G4S), Huawei Honor and Sony Xperia in the price category over 12 thousand rubles. Unfortunately, on popular affordable phones like Samsung Galaxy J1, Asus Zenfone Go, Meizu, Highscreen, Dexp, Phillips. Over time, support will appear on cheaper devices, but old models, of course, will not work.

The main difference between Android Pay from competing payment systems Apple Pay and Sansung Pay - this is what the smartphone service does not necessarily have a fingerprint scanner and you can pass the authorization through the old good PIN code or a graphic password.

In addition, it works on all terminals with contactless payment. Support for additional protocols is not required.
Well, another weighty plus - using Android Pai, you can pay for applications and content to Google Play.

What banks support android pei

The Android Payment payment system in Russia earned on May 23, 2017 and at the time of launch works perfectly both with MasterCard cards and more familiar to Russia - Visa. The electronic payment system "Yandex.Money" is supported, as well as in the near future they must earn new cards of the "World" system.
14 banks are supported:
- Sberbank
- Alfa Bank
- Binbank
- VTB 24
- Opening
- MTS-Bank
- Promsvyazbank
- Raiffeisenbank
- Rocketbank
- Rosselkhozbank
- Tinkoff
- Russian standard
- AK Bars
- Point
The next time the list of counterparties will be significantly expanding.

How to install Android Pay on your phone

The application installation procedure is simple and no different from other applications. Go to Google Play, we find the program:

click the "Install" button and wait until the program is installed.

Then go to the phone settings and in the "WiFi and Network" section choose the item "More".

Here you need to check the NFC. At the same time, the Android Beam feature is activated that is responsible for transmitting data.
Everything, now the application can be used.

Attention! The Android Pey program will not be able to use if the bootloader is unlocked on your phone and root rights are obtained. An error "Android Pay is not supported on this device will be issued. She looks like this:

True, the forums met information that the restriction was managed, but it was not possible to come across the real examples.

Is it safe?

In fact, to use Android Pay on the phone much safer than analogues from Apple and Samung, although they are made at the highest level. When you bring a smartphone to the terminal, a special disposable key length in 16 characters is transmitted over a wireless radio channel. This is the so-called token, which is generated in the Google cloud and comes on an Internet connection. That is, they are not generated on the device itself.

You can, of course, use the service and without active connection to the global web, but then the phone will use the keys stored in its memory. Also, a telephone number and information about which payment network is used - MasterCard, Visa or the world is transmitted. No data about the map itself is sent.

How to add a map

Run the program and click on the "Add Credit or Debit Card" button. Then you need to put the camera on your card and take a picture of it so that the application believes the data. Next, it will be necessary to manually enter the CVC code (on the reverse side of the card) and the address of the owner. Next, it will be necessary to check the bank and enter the code obtained via SMS.

Add map to Google Android Pay can be several times. In this case, you will need to specify the one of them that will be used by default.

How to use Android Pay to pay

In order to pay for purchases using the phone with the connected service Android Pei, you just need to unlock the phone and bring it to the terminal that supports the contactless payment. Usually they are indicated by such stickers:

Note: In modern supermarkets, major trading networks such as Magnit, Auchan, Crossroads, Carousel and other network companies, most of the old terminals have already been replaced with modern, able to conduct contactless payments. Including paypass.

The Google payment system has another convenient feature - online payments on the Internet through a web browser. That is, if necessary, something to buy, you press the button and vua-la - payment is made! In the future, this button will integrate into other applications. For example, now she is already in Yandex.Taxi, Uber, Wildberries.

It is possible to use Android Pai with smart watches. But again, they must support NFC technology. For example, Samsung Gear S3, Huawei Watch 2, LG WATH Sport. The second requirement - the operating system must be updated to Android Wear 2.0.

Bank cards were imperceptible to our lives, became part of everyday life. A few years ago, payments without the use of cash seemed something unusual. And today in the use of each there are at least 2-3 cards.

At the same time, progress does not stand still. Each day, contactless payment services are becoming increasingly distribution. With their help, you can aggregate all the necessary maps in a smartphone, which is always with you. In the meantime, the original plastic can be removed in a reliable place to avoid damage or loss.

On May 23, 2017, Android Pay began to work in Russia - the service of contactless payments from Google. In contrast to competitors, the new application supports all smartphones and tablets with OS version from Android 4.4 Kitkat, as well as hours on Android Wear 2.0! To make payments, the device must be equipped with NFC..

Already at the start of Android Pay, it works with Visa and MasterCard. The list of partner banks promises to expand each day, more detailed information on the official website.

How to install Android Pay

Installing and configuring Android Pay is a simple procedure with which even a starting user can cope.

1. First, make sure your smartphone is equipped with NFC using a special application.

   

2. Download and install the latest version of Android Pay.
3. After starting the application, the application will offer a list of maps attached to Google account.

   

4. Carefully read the conditions of the Issuer Bank.

   

5. To use the service, you need to activate the secure screen lock.

   

6. The last step is to confirm the card using SMS or call to the call center.

   

Attention!After adding a new card, with a test payment of 30 rubles with it. After some time, the money will be returned to the account.

You can also add a new card. All details will be required: Map number, validity, security code and payment address holder. The room can be removed in automatic mode using the photo, but the recognition quality leaves much to be desired.

Unfortunately, performance on some smartphones is not guaranteed. In particular, the service is not available on Xiaomi devices including the official firmware and locked loader.

How and where to use Android Pay

Pay with Android Pay - is truly convenient! The terminal imposes a single requirement - support for contactless cards Paypass / paywave. Already today, the terminals of the old type are the exception rather than the rule, and every day they are becoming less and less.

For payment you need lay the smartphone with an activated display to the post terminal. The transaction can be performed in offline mode, without connecting to the Internet. In case the payment amount exceeds a safe limit of 1000 rubles, you will have to unlock the device and enter the traditional PIN.

Unlike traditional cards, the service provides detailed information about each transaction, information about the location of the terminal is also applied.

The practical application of Android Pay is not limited to non-cash payments. Using a special API, application developers can integrate a new payment method. That in the future will make it possible to simplify payment of services online, the need to enter the maps of cards each time manually will disappear by itself.

Residents and guests of the capital have the opportunity to pay for the subway and MCC with a smartphone. Despite the fact that it was originally about tariffs at the level of 35 rubles per trip, the fare is 40 rubles, as in the case of using Apple Pay. Moscow City Hall is also "travel to the subway or ICC for 1 ruble in the first month, but at the last moment, the conditions have changed, the actual discount is 50% of 40 rubles. In practice, the new function works unstable, presumably due to incompatible validators. And the lucky ones who paid for the subway through the smartphone report the invalidity of the proposed promotion.

An extremely useful feature is the aggregation of discount and gift cards. The list of partners are not only large networks, but also small regional stores. In addition to emulating contactless cards, the system is able to imitate barcode to read directly from the display.

How safe is Android Pay?

After a runaway acquaintance with the capabilities of the service, a natural question arises about its security. After all, payment is carried out literally in one touch, it seems that unauthorized access can also be obtained simply. But this is not so! Android Pay works for more than two years On the territory of the United States, Great Britain, Australia and some other countries. When the service is launched in our country, all accumulated experience is used, which avoids unforeseen situations.

Android Pay Scheme

Special attention deserves mechanics to work such systems. Security of payments - the basis of modern services! These cards are not stored directly in the device's memory, a special remote repository has been created for them. At the disposal of the smartphone there is only an electronic cast, which becomes useless separately from the mobile device, which eliminates the threat of the abduction of the data. Temporary tokens are used to communicate with the terminal, and any operation is confirmed by the issuer's bank. Theoretically intercepted when paying data does not carry important information and are intended for one-time authorization.

Also, you should not be afraid of an unauthorized payment by touching the portable terminal about the smartphone. A shutdown smartphone will detect the terminal, what will be notified with vibration, however, it will be necessary to activate the display. Or enter a password and PIN, if the payment amount is more secure limit in 1000 rubles.

Whatever reliable system was, no one is insured against mistakes, including large corporations. Therefore, additional precautions will not prevent. Rule separate network for shopping online It is fully applicable to the services of contactless payment. Special account with a small amount for pocket expenses is the best way out. Translate additional funds through the bank's personal account if necessary is not as difficult, and the effects of the main card may be irreparable!

The superuser rights in combination with Android Pay completely shifts responsibility for the safety of data on the user. By default, the application is blocked on hacked smartphones, security systems are used to verify SafetyNet.. Therefore, bypassing the lock in this situation is the case of the case, the unequivocal technique does not exist. Wherein, it is extremely recommended to use the service on hacked devices.The consequences may be unpredictable!

Conclusion

The launch of Android Pay in Russia is another confirmation that the new era comes in the world of payments. Contactless payment is really worth trying on me, especially in the summer season, when I don't want to carry something more superfluous with you, including traditional payment funds.

Android Pay as a service looks quite attractive, first of all thanks to the widespread coverage of user devices at the start. It is worth recognizing that NFC is a function common in the android world. In addition, many promotional companies are expected in the near future, because each of us loves pleasant bonuses and discounts!

Also, the support was obtained: "Opening" (including subsidiaries "RocketBank" and "Point"), Tinkoff Bank, Binbank, MTS-Bank, as well as less well-known Promsvyazbank, Raiffeisenbank, "Ak Bars Bank "And" Rosselkhozbank ".

Which Google Pay software supports

Use the Goolge Pay will be far from every device. Smartphone should work under the control of the system Android 4.4 or higher, as well as in it, must be built in chip NFC.. It will not be possible to take advantage of the payment system to those who love to "eat" in the system of their phone, because Goolge Pay is not supported on devices in which bootloader is received or unlocked, as well as an unofficial firmware.

By the way, if you encountered what you have, read our article with the instructions for bypassing the problem.

How to install google pay

If the smartphone meets all the requirements, you only need to install a special application called Google Pay, like the payment system itself.

How to install Google Pay:

1. Enter the official Google Play application store.
2. Find searchingmark "G Pay".
3. Install app.

You should pay attention to the name of the developer, so as not to run into the counterfeit - the developer, of course, is "Google Inc.", and next to the title there is a small blue icon.

Download Google Pay.

Installation does not end. After the first startup, you will need to configure the application and add your cards by making their data into special fields.

Setting up Google Pay:

1. Enter into the appropriate fields of your card data (number, validity period, CVV code), your name and surname, as well as the address and mobile number.
2. Enter the confirmation code that will come on SMS (or in the application) from the bank to confirm the binding of the card.
3. Allow the application access to the necessary functions (it will automatically make a request - will bring a question in the form of a banner).

After setting, you can add additional cards if there is a need. Also in the appendix there is an opportunity to add gift and discount cards so as not to wear them with you and save space in the wallet - for this you need to click on the Google Pay application a round button in which a plus game is drawn, and select the appropriate type of map, and then just scan a barcode -code or enter number manually.

How to use Google Pay

Latest, but the most important thing: how to use Google Pay? In fact, everything is very simple. Payment takes place only in two actions:

1. Unlock smartphone.
2. To bring it to the payment terminal for a few seconds.

If you successfully read the data on the terminal, appropriate information will appear, after which your smartphone can be removed. It will only have to wait for the connection with the bank and its approval on the work of payment. If multiple cards are added to the application, the payment will occur by the one that is installed as the main one. For payment on another map you will have to open the application and select the desired one.

An important condition is The presence of contactless payment features in the terminal. As a rule, they present the designation in the form of a special symbol. In Russia, almost all major trading networks enjoy these terminals, but still not all. You can pay in online services. For example, Uber or Yandex.Cass. You just need to choose the G PAY payment method.

So the moment came when Android Pay got to Russia. The official release date on the territory of the Russian Federation - May 23, 2017. A new payment method is of great importance, because Approximately 80% of the population telephone with the Android system. Accordingly, some aspects of the novelties must be "decomposed" on the shelves.

- This is a technology that allows you to pay a contactless way using the Android phone. To use it, on a smartphone (or another suitable device, for example, a smart clock), a special application "Android Pay" is installed, in which plastic cards are "scanned".

What banks support this technology?

Full list of banks and payment systems supporting Android Peies. At the time of writing this article, these are 14 banks, and 1 payment system.

• Sberbank
• Yandex money
• VTB 24
• Binbank
• Promsvyazbank
• Opening
• Rosselkhozbank
• Point
• AK Bars
• Alpha Bank
• MTS Bank
• Raiffeisenbank
• Tinkoff Bank
• Rocket Bank
• Russian standard

How to start using?

Download the application from Google Play. Kacham from thereYou do not need to install an application from third-party resources!

Next, add a card. To do this, the application will open the camera through which you must scan the desired plastic card. Then enter the date and CVC code. Wait for SMS messages from the bank, and enter the code that is specified in it. Test 30 rubles will be spicked with you, and after a short period of time, it will be enrolled back.

Is it safe?

Yes, this method of payment is safe for use. The actual binding of real data to any transaction will not be. When paying, in the "cloud", new sets of characters that replace real data will be formed every time. The present details are stored on Google servers, in encrypted form.

When you enter the application, you need to unlock (standard: enter a pin-code, graphic key, etc.), the screen lock is installed during installation. In case you want to turn off the lock, the data will be erased.

In case of theft or loss of the phone, block or delete data can be remotely through the service Android Device Manager..

What do you need to work the application?

Android operating system, no less than 4.4

The presence of a working NFC chip

Attention! If root-rights are open on your device, or unofficial firmware are installed, that is, the probability that the application will not work. The same applies to Chinese phones purchased, for example, in Alikexpress.

Does the Internet need when using Android Pay?

Also interested in many questions - can Android Pey work without the Internet? Can, but not long. The fact is that information about transactions is stored in the Google cloud, in an encrypted form. Accordingly, without connecting to the network, the android should use tokens from the phone's memory. And this is, approximately, multiple transactions. As a result, you can pay for purchases several times without connecting, but then the application will ask you to enter the network.

Android Peies - how to use

The process of using the application is very easy: you just need to bring the phone to the terminal, and enter the PIN code (when purchases up to 1,000 rubles. You do not need to enter, the code will not be requested).

If payment is made in the online store, you need to click on the appropriate icon (there will be arched), and you will go to the application to make payment.

If the cards are several, then before paying you need to choose the appropriate. Otherwise, funds will be written off from the card that is worth the default.

How to understand that payment is possible?

In independence, from where you want to make a payment by this way (in a hypermarket or online store), you can find out if it is possible to do this or not, by image the next button:

Those. If on the terminal, or in the online store there is such an icon, then payment is possible.

Pros and cons

pros

Convenience. Plastic cards can now be left at home, they will not take place in the wallet. And the devices running on the Android system have most people. In addition, the phone can "hold" several cards at the same time.

Speed. Misnually, but using the phone, payment will be made slightly faster than when using a plastic card. You do not need to spend time to insert a map, and score code. It is enough to bring the phone to the payment terminal (up to 1,000 rubles - without entering the pin code).

Safety. As mentioned earlier, Google gives a guarantee that your data will be protected. Yes, and the payment scheme itself is implemented reliably.

Telephone. When the device is lost, you need to spend time to use the application (for this, now it is better to put a password for the phone). In the event that these were plastic cards, theft theft would have happened faster.

Minuses

Charging. If you do not calculate, and the battery will "sit down" before you pay, alternatively, only the cards will remain alternative. And if they are not, then paying the purchases, respectively, will not work. In other words, you are dependent on the phone, as from the device.

Prevalence. Because New technology for Russia, it is not introduced everywhere. Some shops will not be able to accept payment from Android Pay. But nevertheless, such a problem is gradually eliminated, and the number of points supporting a new type of payment is steadily growing.

Cashboard. In order to remove the money, you need to carry the card with you. Not all ATMs are equipped so to read payments with Android Peies. The problem is temporary. I think, in a short time this opportunity will be available in all ATMs.

When paying up to 1 000 rub, the PIN is not requested. Plus it, or minus, solve you.