Samsung Pay in Belarus - instructions for use. Tested on myself. Settlements using Samsung Pay in Belarus and Russia Does samsung pay work in Belarus

However, simple consent for using Samsung Pay was not enough. The system did not work for everyone, it required configuration and preparation. Let's figure out what it is Samsung Pay, what it serves and what it promises.

Samsung Pay, what is it?

This is a system of payments by means of a card account using instead of a card mobile device Samsung. The already configured Samsung Pay system is quite simple, but in order to get the job done and not be afraid of a catch, it is worth examining some theoretical questions.

How can a phone replace a bank card?

If the information contained on the card is written into a mobile device, then devices that read the card can also read the phone.

Samsung Pei's work with payment terminals is provided by two technologies:

• Near field communication (NFC) - data transmission over a very short distance, acts like bluetooth, but in the "near field". Received by specially equipped new terminals.
• Magnetic Secure Transmission (MST) - secure transmission magnetic field... Works with terminals that accept magnetic stripe cards (there are many of them).

Then the payment data is transferred to the bank, verified and becomes the basis for the transfer of money.

Samsung Pay is a program installed on your phone that uses your bank card information for money transactions. However, other phone systems and Samsung do not receive information to access the card account money.

How do I connect Samsung Pay?

To do this, you only need to consistently and accurately perform some operations.

1. Update the operating system (firmware) of the device to latest version.
2. Create or log into an existing Samsung account.
3. Find in Google play Samsung Pay program.

This is where Samsung mobile device owners may have a problem - Samsung Pay will not appear in search results. There are 3 reasons for this:

• the mobile device is not suitable for working with Samsung Pei;
• on the smartphone (tablet) is installed not original operating system(firmware);
• the operating system is intended for another country (may affect all unofficially imported devices).

1. Install Samsung Pay on your mobile device.

Installation is automatic, you just need to agree to the terms and give permissions.

1. Launch the Samsung Pei program. Start configuring the program.

An obligatory setting element is defining the method of identification in the system. This can be a fingerprint login, a PIN code, or in some devices, an iris scan.

1. Add payment cards to the program.

At this stage, Samsung Pay can accept up to 10 cards at a time. There are two ways to add a map:

• scan (photograph) the map in the program;
• or enter card details manually.

The process of adding a card will take a few minutes, while the system contacts the bank, passes the necessary checks and confirmations.

1. Accept user agreement.
2. Receive an SMS message from the bank. Enter the code you received and send. Sign if necessary.
3. Wait for a response and complete registration.

How does Samsung Pay work?

Samsung Pay in Belarus and other countries works according to the same principles, but with its own peculiarities and permissions. In each country, Samsung Pei accepts certain cards from banks cooperating with the system and does not accept others. We will talk about this below, but for now we will describe the general payment algorithm with Samsung Pay.

1. We open Samsung app Pay.
2. Choosing a card for payment.
3. We log in with a fingerprint or PIN.
4. We keep the phone near the terminal until the operation is confirmed.
5. We enter the PIN-code of the card or sign, if required by the techniques and rules of the seller.
6. We finish the operation. We take the check.

An important practical point - if the payment goes not through NFC, but with the help of MST, then you need to put the phone to the terminal closer to the place where the card is held with a magnetic stripe.

You do not need to turn on the Internet to work with Samsung Pay. However, banks, for the sake of security, may require periodic access of the mobile device to the network. You don't need to pay for using Samsun Pei either.

There are no special restrictions on working with the system. The difficulty in paying for Samsung Pay may be that the merchant does not know how to accept the payment.

Another limitation is that not all mobile devices, not all terminals, not all cards of not all banks are suitable for the operation of Samsung Pei.

This requires special consideration.

Which devices support Samsung Pay?

To use Samsung Pei, you need to match 4 mandatory points:

• the device must support Samsung Pay;
• the bank must work with Samsung Pay;
• the card of this bank must match Samsung Pay;
• the payment terminal must be equipped with NFC or MST.

The last item on the list will have to be checked with the seller, and the first three can be inquired in advance.

What devices work with Samsung Pei?

All terminals work with:

• Galaxy A3 (2017);
• Galaxy A5 (2016);
• Galaxy A5 (2017);
• Galaxy A7 (2016);
• Galaxy A7 (2017);
• Galaxy A8;
• Galaxy A8 +;
• Galaxy J5 (2017);
• Galaxy J7 (2017);
• Galaxy Note 5;
• Galaxy Note 8;
• Galaxy S6 edge +;
• Galaxy S7;
• Galaxy S7 edge;
• Galaxy S8;
• Galaxy S8 +;
• Galaxy S9;
• Galaxy S9 +;
• Gear S3.

Only terminals equipped with NFC work.

Samsung Pay in Belarus has been in operation for a year now. It seems that this technology is doing better here than other mobile payment platforms. The editors figured out how the service works, how to install it and how it will be useful to the user.

1. What is it and where to find it?

This mobile payment tool operates through Samsung's gadgets. It is in its way universal, because with it you can pay:

In contactless terminals,

In terminals where magnetic stripe is present.

This is due to the fact that Samsung has combined two technologies in its service:

– – wireless transmission small radius information,

- MST - electromagnetic transmission.

As you understand, this union makes the device available for payment in almost all terminals, and not only within Belarus, of course. Therefore, if the seller at the checkout says that this is the first time he hears about such a service, then there is a chance that he simply may not be aware modern opportunities payment by phone. So be persistent.

Look at the service availability map, it turns out that Belarusians are far from the last who connected to the system. Hooray.

2. What devices work with Samsung Pay?

According to the company's representatives, in our country, less than half of the company's phones support mobile payments. The list of gadgets is not that long. Look for your device in it:

Compatible with all terminals in Belarus brand Samsung Galaxy:	Only in contactless terminals
S6 Edge +	Galaxy A6 and 6+
S7 edge; S7	Galaxy S6; S6 Edge
S8 and 8+	Gear Sport
S9 and 9+
Note5
Note8
Note9
A8 and 8+
2016: A7 and 5
2017: A7, 5 and 3
2017: J7 and 5
Gear S3 classic and frontier

3. List: Which banks support Samsung Pay in Belarus?

Among Belarusian banks, these are:

Institution	Visa cards	Mastercard cards
	–	+
	–	+
	–	+
	–	+
	–	+
	+	–
		All cards except corporate

Also, this information can be clarified on the official website of Samsung.com. Just enter the name of your financial institution on the line:

The application is allowed to connect up to 10, and one card can be added to multiple devices.

We also note that the service is not tied to countries, but to, in this regard, you can pay for purchases everywhere.

4. Contactless payment by phone - how is the process going?

To begin with, we note one important requirement: the 3D-Secure service must be activated, whether this function is enabled can be checked in the Internet bank.

Now let's get down to business, the most important part of the material. To register, follow the simple steps:

• 1. Create on the device account Samsung account.
• 2. Start the program.
• 3. Confirm the fingerprint that you have registered on your smartphone. If you do not want to use a fingerprint, then you can skip this step and set a pin code for authentication in the system. In some gadgets, an iris scan is available for this purpose.
• 4. Adding: for the first time, click on the card icon, and then select the "Add" button.
• 5. Enter the plastic data. The user can scan the card directly in the application, or you can enter the data manually.
• 6. Accept the user agreement.
• 7. Confirmation of registration. You will receive a one-time password from your bank, which you enter into the application to complete the process. Also, the application may ask to sign.

5. How do I pay with Samsung Pay for an item?

What and when should I click to pay for my purchase? We bring to your attention the following scheme:

1. Open the application. Ways: swipe up from the bottom of the screen locked, inactive or home; or you can simply click on the application icon.

2. Choose a card.

4. Bring the technician to the terminal, wait for the confirmation of the operation.

5. As in the case of payment with a regular card, the cashier may ask you to dial the PIN-code of the card or sign.

6. Take the check.

The diagram shows how to pay with Gear S3, after you add it to your account via phone:

6. How much does the service cost?

The service is free. You do not pay for registration in the application, for connecting or removing cards. There is no commission and interest on payments either, as well as a subscription fee. Use it for your pleasure.

7. Payment Samsung Pay - do you need internet?

Not needed at the time of calculation. But the Internet will be required when you first add a card to the system and when you decide to update the history of operations.

But it's not in vain that we put this issue out in a separate block. For example, according to the policy of VTB Bank, the client is allowed to make 10 payments without access to the Internet, and after this threshold, you still need to connect to the network.

8. How secure is a phone payment in a store?

Here the answer is yes. How does Samsung Pay work? Everything goes through Samsung KNOX - built-in security system that makes sure everything is in order.

Payment execution is based on the work of tokens - hidden one-time codes. They are the ones that are exchanged between the mobile device (or watch) and the terminal. This is a digital version of the card, it contains information about the plastic, its owner and the payment network. All that can be seen is the last digits of the plastic number and the name. Look and do not look, you will not understand much anyway. Even if the token is intercepted, it will not be useful because it is temporary. The path to your account is also closed for Samsung, so your property remains yours.

And if the device is stolen, then the cards will still be protected: for payment, you need to confirm the user (through a fingerprint, pin code or iris scan).

9. What other mobile payment platforms are there?

What else can a Belarusian use? It should be mentioned here Android Pay and Apple Pay... Currently, only Apple Pay works (this is just one product - an ecard). , we have already written in detail. But Android Pay hasn't started working in Belarus yet. By the way, this system was renamed at the beginning of the year, now it is called Google Pay.

We come to the conclusion that against the background of these competitors, the product Samsung looks quite confident and relaxed. As the developers assure, working in the service is simple, convenient and safe. Do you want to check it out already?

If you still have questions about the service, we hope they will disappear after watching this video:

Samsung Pay- mobile payment service for convenient and secure purchases. You can pay for a product or service Samsung Pay wherever ordinary bank cards(via contactless technology NFC or magnetic stripe).

A feature of the payment Samsung systems Pay is that it works both on terminals with NFC and on the terminals with a magnetic MST (Magnetic Secure Transmission) familiar to most terminals. Samsung gadgets that support Samsung Pay and MST technology create a magnetic field that emulates the magnetic field of a bank card.

At the time of the launch of the Samsung Pay system in Belarus, it is supported by: Belgazprombank, BPS-Sberbank, MTBank and VTB Belarus.

To use Samsung Pay:

• You must have a Mastercard system bank card of one of the banks: Belgazprombank, BPS-Sberbank and MTBank;
• You must have a smartphone or Samsung watch with support for Samsung Pay technology (as a rule, these are "top" Samsung smartphones and watch Gear S2, S3). Please note that the gadget must be purchased from an authorized dealer in Belarus or Russia, otherwise the Samsung Pay application will not work on it. This limitation is connected, first of all, with the security of payments.

Samsung Pay has been officially launched in Belarus today. The payment service can be used by holders of Mastercard cards issued by MTBank and Belgazprombank, and soon BPS-Sberbank customers. It is important that Samsung Pay is compatible not only with contactless payment devices, but also with payment terminals where ordinary bank cards with a chip or magnetic stripe are accepted.

Which banks are already connected to Samsung Pay?

From now on, the service can be used by holders of Mastercard cards issued by MTBank and Belgazprombank, and soon the clients of BPS-Sberbank.

“Mastercard maximizes the dissemination of modern payment solutions in Belarus, developing the digital economy and bringing a cash-free future closer. We are working to make innovative payment technologies available and to make payments quickly, easily and securely, ”- noted Nina Willems, Managing Director of Mastercard in Armenia, Belarus and Kazakhstan.

Belarus became the fifth European country to launch Samsung Pay after Sweden, Switzerland, Great Britain and Russia.

MTBank expects that in the first wave of users of the new service there will be about 76 thousand of the bank's clients.

What gadgets work with Samsung Pay?

The following devices work with all payment terminals in Belarus:

• Galaxy Note 8;
• Galaxy J5 (2017)
• Galaxy J7 (2017)
• Galaxy S8 +
• Galaxy S8;
• Galaxy A3 (2017)
• Galaxy A5 (2017)
• Galaxy A7 (2017)
• Galaxy S7;
• Galaxy S7 edge;
• Galaxy S6 edge +;
• Galaxy Note 5;
• Galaxy A5 (2016)
• Galaxy A7 (2016)
• Gear S3.

And these gadgets only work with terminals that support contactless payments:

• Galaxy S6;
• Galaxy S6 Edge
• Gear Sport device.

Rest Samsung devices, even with NFC chip, payment service does not support.

As the head of Samsung Electronics Rus Company in Belarus Alexey Golub noted, new technology supports about 40% Samsung smartphones sold in Belarus. The technology is implemented mainly in top smartphones, as well as the watches of the Korean company. At the same time, the service works only with officially imported Samsung smartphones with the corresponding regional affiliation, that is, with regional binding to Russia and Belarus, as well as to cards of local banks. The service will not work with smartphones purchased abroad.

"Regional affiliation is one of the pillars of Samsung Pay's security,"- explained the representative of the company.

“If a smartphone supporting Samsung Pay is purchased through official sellers in Belarus, and a Belarusian bank card is registered to the system, then there will be no problems with payments abroad - where Mastercard cards are accepted”,- said Golub.

Samsung Electronics does not charge users, issuing banks, acquiring banks or merchants for using Samsung Pay.

How it works?

REFERENCE

The Samsung Pei service, developed by the South Korean corporation Samsung Electronics, which launched it in its country in August 2015, is rapidly expanding into the world.

So, only in 2016, the service was adopted by the United States of America, China, Spain, Singapore, Australia, Puerto Rico, Brazil and Russia. Later this list included Thailand, Canada and Malaysia.

In the photo: Elena Demidenko, BPS-Sbenbank, Igor Bychek, MTBank, Alexey Golub, Samsung Electronics, Nina Willems, Mastercard, Mikhail Fedoseev, Mastercard, Alexander Sotnikov, Belgazprombank.

Samsung and payment system Mastercard announced that Samsung Pay mobile payment service is now available in Belarus.

From now on, the service can be used by holders of Mastercard cards issued by two Belarusian banks - MTBank, Belgazprombank, and soon BPS-Sberbank. Also, in the future, it is expected to connect to the service and other financial institutions of Belarus.

- We note the growing interest among Belarusians in technology contactless payment, because often it is the phone that is at our fingertips, allowing us to pay for goods and services comfortably and safely. - commented the Executive Director of BPS-Sberbank Elena Demidenko.

Samsung representative demonstrates payment option watch Gear S3

The advantage of Samsung Pay technology is that you can pay with a smartphone not only in those terminals where there is a contactless NFC technology, but also in those where there is just a magnetic stripe.

The technology is supported not only by flagship smartphones, but also smartphones of the "A" and "J" series. To start paying with a smartphone in Belarus, you do not need to commit complex actions- the whole process will take just a minute. You need to open the Samsung Pay application, if it is not there, you need to update the smartphone's firmware to the latest version. In the application, you need to add a fingerprint or PIN-code, add a card, wait for bank confirmation - and you can start paying.

In addition, settle in retail outlets You can also watch GeаrS3, and it is not necessary to have a phone nearby.

It should be noted that Samsung Pay in our country will only work with smartphones made for the Russian and Belarusian markets, which is due to the payment security policy.

It should be noted that Belarus has become the fifth country in Europe to launch the service in partnership with Mastercard.

- We are very glad that Samsung Pay has come to Belarus, because it is the most convenient, simple and safe service, which allows users of not only Samsung smartphones, but also Gear S3 devices to easily make purchases and pay for services at any terminal that accepts bank cards, - said Alexey Golub, Head of Samsung Electronics Rus Company in Belarus.