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Can I use immediately. Is it possible to use several tools at once? Yes just technically it does not work

No, they will not. You can use a bonus of enhancing one tool - select one that while using your power.

The default behavior to use multiple tools is that you can get the properties of each tool. However, when it comes to the use of power, you can use one. Your tools for using this power. Select one and add its boom bonus and any other effects that matter when you use strength through this application.

The punch of the art student does not change this behavior.

The sacred symbols do not change either. They can be special that you do not need to hold them to use them, but (in response to the respondent's request in the comments) you can not get around this behavior and combine them with other tools. The only difference between the use of the "Holy Symbol" symbol and the use of an ordinary gun is that while the warlock will have to raise his rod in the hand to use the power of the gun with him, the cleric could leave his sacred symbol associated around his neck or where anything.

Can a warlock win from two rods?

Yes, the warlock can get properties from two rods, but it can still use it only for the attack.

Associated with the divine source of energy, the sacred symbol is a deity and carries the emblem or the image of God. Unlike other guns, the sacred symbol can be used, it is kept or worn. If the creature wears or contains more than one holy symbol, none of these characters is valid until only one (this rule usually belongs only to the magic holy symbols).

Can I change it to immediately use two tools?

Yes. There is a feat called Dual Implement Spellcaster which essentially enhances the default behavior using only one tool at a time, and allows you to use two tools.

Double instance of spell

Heroic level
Premise: Dex 13, any secret class
Advantage: . When you use the strength of the secret attack, and you have a magical instrument in each hand, you can add a bonus to an additional tool to increase the throws. Both of your guns should be used with this force, and you must be able to use both guns to get this benefit.

There is another question about Mantra. He listened to the mandrels, and somehow they impressed the two mantras: "Hell Gurea Science" and "Tumi Bhaja Re Mana". Made a stalk effect. At the end of meditation with one mantra in the head pops up the second. And even when I do not listen to the sound record, they accompany me (in thoughts), alone replacing another, as if supplementing. Is it possible to use two mantras at once, or still try to switch to one? Sometimes it seems that they chose me, and not me. I sincerely thank you for the answer.


Wonderful mantras you chose Larisa! The first dispels doubts and gives protection, and the second except that fills with love and tenderness, also balastives two polarity in you: male and female, heaven and earthly, spiritual and material. And of course, they can be used together. And the sequence can be changed. What depends on the purpose of meditation.

But in such practices there is one but. Mantras (and other techniques) are crutches. This help for us in meditations to gain your "I", hear the soul. Therefore, you should think about why these mantras? What doubts you will be given? In what protection and from what (whom) do you need so much? What are you not sure? In itself? In your loved ones? In your future? Do you miss the life of love and tenderness? Do you find it difficult to make a choice? Difficult to balance in yourself the opposite? You can also think why two mantras at the same time. Do you doubt what you love? Are you a doubt when you do one or another choice? You have already made a choice and doubt later, how would you not come out? The list of questions can be continued, I hope you, as a person coming along the spiritual path of development, will figure themselves with them. And let the mantra help you in this! Successes to you in the knowledge of yourself!

Certificates are issued at a time, but it is not possible to use it immediately. When the child reaches the age of three years, the guardian of the child is entitled to decide for as many parts to spend the amount provided by the certificate. Naturally, their choice is limited by the conditions for applying certificates. Maternal capital can be used in three ways:

Capital is paid not for each child, but only starting from the second. The fact is that the main purpose of the program, in which the maternity capital is provided is to stimulate the birth of children. Almost all families are at least one child, so paying material promotion for it does not make sense, families and so will lead it. It is more difficult to deal with the second and subsequent children in order to stimulate their birth, it takes a significant material alex of families on the upbringing of children. It is this task that solves the maternity capital.

When can I use maternal capital? What can I spend maternity capital

In the case when the applicant is outside the Russian Federation, documents in the FIU can be sent by mail. In this case, only copies certified by the notary copy are sent. Paper are sent by registered mail With delivery notice. The date of reception will be considered the date when the application was registered in the FIU Department.

In Russia, every year the number of families who received maternity capital are growing. The amount initially was 250 thousand rubles in 2007. Every year it is indexed with the level of inflation, the amount is growing. So, in 2015, it amounted to 453,026 rubles, and next year, 477,942 rubles are expected to forecast.

Kid? In this case, immediately?

Dates in which you can use maternal capital

Hello, waiting for the birth of the second child in July 2015. Such a question in our property there is a room in a communal apartment, in the near future will sell a room in the same apartment, can we buy a room by adding already available funds without waiting for the second child to be 3 years old?

Until a child reach for 3 years on this moment Means of the Matkapalo can only repay the debt and pay interest on the loan (mortgage or target loan) for the construction or purchase of housing. Today, the government discusses the use of maternal capital to 3 years to make the initial mortgage contribution so that moving to new homes for many families has not been postponed for three years:
https://vk.com/detskoe_posobie?w\u003dwall-79995162_392.

Maternity Capital Use

Term of consideration of the application and documents submitted to the institution Pension Fund At the place of residence of families with children, is about one month. Further, within five working days after the decision, the responsible employee must send a written notice to the applicant about what decision was made.

The term of obtaining a certificate of restrictions has no. It is not possible to arrange it immediately after the birth of the second child, but after the birth or adoption of the third, fourth. It is also not limited to the term, the use of the received certificate for the factory capital of the law. That is, it is not necessary to spend it immediately in three years. However, it would be illogical, given the fact that one of the target appointments of this state assistance is to pay for training. Although there is an interesting point here and it is that you can pay training with the help of maternal capital only until the child reaches twenty-five years old.

Can I buy land for maternity capital? Opportunities for its use

Everything possible methods "Cashing" means for use for various purposes are considered fraud. It is better not to try to deceive the state, otherwise parents can be attracted to justice. More and more fraudulent proposals appear, using which parents may eventually stay without money, and without housing for children. At the same time, it is possible to even criminal prosecution from the state.

  • Petition to local governments. It should contain the current category, data from the cadastral passport, as well as the new category that you want to assign a given one. In the petition, the reasons for which the category is permissible to change is given. This is proximity to the city, the presence of communications, driveways, etc.
  • Cadastral passport site. If it is not on hand, it can be obtained through Rosreestr.
  • Document certifying the identity of the owner of the territory.
  • Notarial consent of the owner to change the category of land.

Is it possible to use maternity capital immediately after birth 2nd baby

Is it possible to get maternity capital Immediately after the birth of a child or a little later? Is it possible to cash the maternal semeny capital immediately after birth kid? Is it possible to take advantage of maternal capital In this case, immediately?

You can use the maternal certificate immediately after the child's birth to improving your housing conditions. True, you can only buy accommodation or through a mortgage or through a mortgage bank loan. In the first case, you will have to confirm your income, in the second case it is not required, however, the amount, in the case of a positive decision, will approve not higher than the amount of the certificate. In both cases, the prerequisite of the transaction will be the design of purchased property on all family members (parents and their children). You can get a certificate immediately by contacting the package of documents to the pension fund and writing a statement. Certificate Blank Get on your hands in about a month.

Is maternity capital to use immediately

Is it possible to repair Matkapital on the rectorial market to use certificates to apply it difficult to apply, mostly sellers are private individuals who want to pay at once, while the Certificates of the Pension Fund can be cash only in a couple of months. Nevertheless, the certificate can take a loan in the bank, and with the help of the latter to pay for the purchase of housing in the secondary market. The conditions for the provision of alex for the education of the child are allowed such an application of the funds allocated.

Is it possible to use maternity capital as an initial contribution to the mortgage when buying housing in the mortgage it is owned by the bank until the moment when the last payment is not made, immediately after that it goes to the joint ownership of children and their parents. In order to protect the rights of children, the law requires that, when concluding a contract with the bank, the Client presented the obligations certified in the notary on joint ownership of housing together with children immediately after its acquisition. The use of funds for the payment of children's education certificates can be used to receive children education.

How to pay off a mortgage maternal capital

So, this is the case when a loan is taken to the birth of the second (or third, fourth, any) child, thanks to which you received a certificate. Previously, there was a ban, according to which the credit timing was established (after 2010). Now there are no restrictions. Whenever you become a borrower, Matkapital can be used to repay a loan. At the same time, the bank has no right to refuse.

Now regarding how to take a mortgage and pay off with maternal capital. Not all banks love to work with a machinery. Because this money for them is mythical, non-existent at the moment. This is only a type of state support. But this applies not to all banks. Many of them are always ready to help and glad to meet.

Can I use maternity capital with military mortgage

Since the current Russian legislation does not provide a ban on such a compound of the amounts provided by the above state programs, then theoretically difficulties in the commission of such actions in citizens should not occur. In fact, the situation is a little different.

Thanks to the program of accumulative mortgage lending to the servicemen at present, officers (Michmans or Invorans) have a great perspective to solve their housing problem, as they may, without waiting for dismissal from the army, to purchase an apartment in the service industry. When combining the subsidies provided by the Military Office for the purchase of housing with the maternal capital received at the birth of the second child, young families of servicemen appear the opportunity to significantly improve the conditions of their stay, spending on repayment of the loan amount less time.

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Many are asked about the possibility of holding several magical rites at the same time. Unfortunately, many practices who are more interested in commercial benefits than in real help to man are in a hurry to offer their services in an unlimited quantity. But it is worth remembering that any program (delivered during the rite) gives a load on the human energy field. Therefore, it is permissible to put no more than two programs, as a last resort - three (if there is significant readings for this).

It is also worth considering that all the programs supplied must complement the previous ones, and not contradict each other.

When solving a certain problem, it is worth a minimum number of rites at once. If necessary, add or strengthen the program, it is worth doing this no earlier than the third, and better - for the ninth day after the previous one.

A person is conditionally divided into the right and left side. The right side is responsible for the relationship and social sphere of life, for love, family, health. The left side is responsible for the material plan, finance, success, self-confidence. Several programs are permissible to put only one conventional side.

Example from life

Example: There is a question that the young man does not get along with the financial side of life, and because of this there is a tense relationship with a girl.

Solution: In this case, you should first diagnose the reason for the financial problem, find out and eliminate it (to remove the evil eye or damage, which causes problems in finance). After that, on the third day (if the evil eye was removed) or for the ninth day (if the damage was cleaned), you can put a program to financial well-being, it is also permissible to put a rite of success or self-confidence.

But not on the relationship! Further, if for the ninth day after the last rite, the relationship did not go back to the norm, then you can not earlier than 21 days from the rite of financial well-being to put the program on a solution in the field of relations. Magic periods of rites - 3, 9, 21 and 40 (days, months).

Example: Many people ask about the same rites, whether there are 2 different attitudes at the same time, 2 conspiracy for money.

Solution: The spell is a spill, and two damage can kill the "Love object", although it is not clear what kind of love is, if you are willing to put damage on the one who you love.

In addition, your already born or future children will suffer for it. White love spells, like white spanking, does not happen. Accordingly, it is not worth making two damage spells on a person, as in this case the "object of love" can soon commit suicide, sleep either die from the heart disease.

Two complements of each other conspiracy for money can be put, only with a difference of nine days. Repeat the same conspiracy for money is also possible, but no earlier than forty days.

Maternal capital is part of a special program aimed at supporting families with children. In fact, capital is certificates, which are issued to parents or guardians of children, it is possible to apply for goods of a number and payment of services that increase the level of quality of the fate of children.

Capital is paid not for each child, but only starting from the second. The fact is that the main purpose of the program, in which the maternity capital is provided, there is a stimulation of the birth of children. In fact, all families are at least one child, so it makes sense to pay material encouragement for it, the family already will lead it.

It is more difficult to deal with the second and subsequent children in order to stimulate their birth, it takes a significant material alex of families to raise children. Just this task and solves maternity capital.

It is necessary to emphasize that this program has its own end time, since 2017 it will not function more, and for a child to take a finnote in such important quantities will become unreal.

Methods for applying stimulating assistance

Certificates are issued at a time, but it is not possible to apply it. Upon reaching the child of the age of three years, the guardian of the child is entitled to decide on themselves, for which and how many parts will spend the amount provided by the certificate. Of course, their choice is limited to the conditions for applying certificates. Maternal capital is possible to apply in three methods:

  • on improving family housing conditions;
  • on child education;
  • to increase the accumulative part of the pension of their parents.

Under the improvement of housing conditions, it is meant to repair the housing, which is in possession of the family, building a house, acquiring an apartment or at home. It is noteworthy that the program allows you to purchase an apartment before the completion of its construction, but for this it should be ready for no less than 70%. Acquisition of housing in the mortgage is allowed, for this, the recipient needs to find the bank, which takes the certificates of the Pension Fund issued by the recipient of the maternal capital.

Most of the large banks agree to provide a mortgage, some of which will be covered by certificates.

In the secondary market, certificates will be applied hard, for the most part sellers are individuals who wish to take payment, while the Certificates of the Pension Fund may be cash only after a few months. However, the certificate is possible

get a loan in a bank, and through the latter to pay for the purchase of housing in the secondary market. The conditions for the provision of alex for the education of the child are allowed to use the funds allocated.

The necessary requirement to get housing is its placement within the boundaries of the Russian Federation. In addition, in order to be able to use the funds allocated under the Maternal Capital Program, it is necessary to place the acquisition of housing to the property of all participants in the family, under which children and guardians are meant. In other words, children besides this should have part of housing, along with this property right is drawn up on all children, and not only on those on which the maternity capital has been paid.

When buying housing in the mortgage it is owned by the bank until the moment, at the time when the last payment is not made, immediately after that it goes into the joint parents and the ownership of children. In order to protect the rights of children, the law requires, in order to conclude an agreement with the Bank, the client presented the obligations certified by the notary on joint ownership of housing together with children immediately after its acquisition.

Application of funds for the payment of children's education

Certificates It is possible to apply to educate education. Along with this suitable are every educational institutionsThe diagnosis of the Ministry of Education. So, certificates are suitable for paying kindergartenand the highest educational institution or music school.

Optionally apply funds only on one educational institutionThe amount provided is possible to crush on any number of parts. So, it may be at first to pay a visit to the personal gymnasium, and after graduation - study at the university. Consider funds are possible for the following types of educational institutions:

  1. Preschool.
  2. General educational.
  3. Special.
  4. Musical.
  5. Middle experienced educational institutions.
  6. Higher educational institutions.

The ability to apply the certificate immediately after the birth of a child

As we know, children under 3 years will not be able to be a source of income according to the program, since the funds allocated on them cannot be spent before the successes of this age. But there are two situations in which the means is still allowed immediately after the birth of a child. First, when applying a certificate for repayment of debt for purchased housing, secondly, when taking a mortgage for the purchase of housing.

In this situation, the certificate is possible as an initial contribution.

Finversion https://www.finversia.ru/ Financial information portal

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