Transfer from frozen accounts to Qiwi. Qiwi wallet - reserve account. What is a Qiwi wallet reserve account?

Qiwi reserve accounts, online fraud.

System Kiwi, a respected, stable, payment system, with official registration, step-by-step instructions,

Official payment system Qiwi wallet

Are there backup wallets? Kiwi, with the help of which money can be easily withdrawn? Hardly!
Why are we so evasive in our answer? There are plenty of scammers on the Internet! Many sites have appeared that offer, for a fee, to connect, in fact, to someone else’s wallet. Kiwi.
The cost of accessing someone else's wallet varies from 300 to 1000 rubles, depending on the conscience of the site owner responsible for access. After payment, you will receive instructions according to which you are unlikely to achieve your goal.
Official Kiwi– the system reliably protects the user’s personal and financial data. The instructions will lead you to even greater loss of money through the site of the scammer who makes them up.
Logically speaking, this seems illegal.
Create Kiwi wallet in the system itself you can only officially,

Let's try to analyze the concept "Qiwi backup wallet".

This is what the website of the “reserve Qiwi wallet” looks like on the Internet.

On the Internet, you can find reserve funds, wallets, bills, accounts related to the name of the popular payment system.
All created sites for reserving money are based on the fact that the heads of the official Kiwi– systems have secret wallets containing a huge balance of funds. Funds can be issued to those who wish to do so after paying a small amount (300 - 1000 rubles).

A kind of money pyramid, similar to those that were carried out in the dashing 90s of the last century.

Financial pyramid, fraud of the 90s of the last century

A rumor disguised as a fact on the Internet has nothing to do with reality. Banking system, the chain of which includes the payment system Kiwi, provides transparent access to transfers, payments, and transactions of funds.
System Kiwi, open, transparent, official. Money does not flow like from a cornucopia. No one has the right to increase their account, just like that, without depositing money, tens or hundreds of times.
There is another opinion on the Internet that misleads gullible people about the presence of money in the frozen wallets of system users. This is wrong! Even if the funds in the wallet are blocked, the system Kiwi uses them to pay taxes. Such operations are official; access to blocked funds by unauthorized users is prohibited.

Secret, frozen deposits are a myth.

On the Internet you will find many videos about wallets. Kiwi with a huge account balance. Computer graphics and skillful hands of programmers work wonders! The balance is simply drawn!
Any money must first be earned. Free, just cheese in the mousetrap! There are no Qiwi reserve accounts!

Free, just cheese in the mousetrap!

Don't get fooled by making easy money on the Internet!

Video: Qiwi Reserve Account. The site is a scam.

Electronic payment systems are used by a large number of Russian citizens. This is convenient, since you can easily make purchases on the Internet, and if you wish, you can always cash out the required amount. But often everything is ruined by Qiwi wallet fraud, since no one is safe from scammers.

The Q iwi payment system is popular not only in Russia, but also in Ukraine, Belarus, etc. Thousands of users top up their e-wallets every day. But, despite the security measures taken, this money from time to time falls into the hands of fraudsters.

There are many ways that allow attackers to gain access to other people's money. Most often, various scams are used, as a result of which the wallet owner himself gives his savings to the scammers. And such deception almost always works. Another way is to hack your account. Thanks to this, scammers independently manage the victim’s finances.

The most popular ways scammers withdraw money are:

Payment of commission for transferring funds. Fraudsters require the wallet owner to pay a fee before receiving the money. The reason could be any - a transfer from a charity fund, a win, etc. But it should be remembered that the commission is always paid by the sender, not the recipient.

SMS messages. Another type of scam is a message that the account owner has won a prize. In return, the scammers require you to send a confirmation code to the specified short number. The deception is that this code is a confirmation of the transfer of money from the account. And if the owner of the wallet sends it, then he thereby independently makes this payment.

Wrong payment. A small amount is credited to the account, which was allegedly transferred by mistake by another Qiwi user. Next, he requests a transfer.

Magic wallets. This is one of the oldest scam methods, and it is used with users of all payment systems. The easiest way to cheat is to use greed. The owner of the wallet is offered to send a small amount to a certain account, promising a return. And it will return several times more. As long as a person sends small amounts, the money actually comes back. But as soon as you make a significant payment, the scammers forget about their promise.

There are a great many such methods, so account owners should be extremely careful.

If a user suspects fraud with a Q iwi wallet, he must contact the site’s technical support. Specialists must block the scammer’s wallet and deal with the situation. To do this you need:

It is important to provide the following information:

• your email;
• scammer's wallet number;
• payment details;
• name of the service.

If the fraud is related to the purchase of goods or the provision of services (that is, the other party did not fulfill the terms of the contract), then the owner must first contact the police. There you should write a statement, and after that contact the Qiwi security service with a copy of this statement. After this, the attacker's account will be blocked.

The appropriation of funds by fraudulent means is treated as fraud in the criminal legislation of the Russian Federation. In this regard, a person who, thanks to his actions, gained access to the finances of the owner of an electronic wallet, may be brought to criminal liability (Article 159 of the Criminal Code of the Russian Federation).

The degree of punishment for fraudulent actions depends on the size of the losses incurred by the victim of the scammers. Therefore, Article 159 of the Criminal Code contains 7 parts. The minimum amount of damage for which a person can be subject to criminal punishment is 5 thousand rubles.

In this regard, any theft in the amount of up to 5 thousand rubles is reclassified as an administrative offense. The sanction of Article 7.27 of the Code of Administrative Offenses provides for the punishment of a person in the form of a fine, administrative arrest or compulsory labor.

Important! Exceptions are cases if the fraudster has repeatedly committed petty thefts in the amount of up to 5 thousand rubles. Criminal punishment includes a fine of up to 80 thousand rubles, arrest for 4 months or imprisonment for 2 years.

Any illegal actions on the part of third parties aimed at appropriating other people's funds should be reported to the service's security service. The Qiwi administration can block the attacker’s account and check his activities. Specialists will freeze the wallet, so its owner will not be able to withdraw funds.

But in practice, it is better not to rely only on the security service of the payment system, since it is easier to get your money back by contacting the scammers directly. If you intimidate them with the police, you can get back what was stolen. This method doesn't always work, but it's worth a try.

At the same time, you should write a statement to law enforcement agencies. The attention of the police will be enough for the swindler to return everything. If we are talking about a large amount that the attacker refuses to return, it is necessary to file a lawsuit. But before that, it is important to find out the identity of the defendant. It would be helpful to have the help of a lawyer.

Fraudsters can deceive anyone. But if the owner of a Qiwi e-wallet does not follow simple security measures, then the possibility of becoming a victim of fraud increases. Therefore, the user must take into account the following rules:

Non-disclosure of personal information. Only the owner should have access to the personal account on the payment system website. And it is also extremely important to use anti-virus programs that allow you to identify other people’s software on your computer or tablet. All passwords and codes must never be disclosed to third parties.

The SIM card to which the wallet is linked must be registered to the account owner.

If your mobile phone is stolen or lost, you should immediately block your SIM card. For greater security, the owner needs to contact the site’s technical support with a request to block the account.

Complex password. You should not use a standard password for all sites, as scammers can take advantage of this. As for complexity, the password combination must contain not only small, but also large letters, as well as numbers. The password should be changed from time to time. Then attackers will not be able to gain access to your personal account through hacking.

Confirmation of payments. All financial transactions carried out by the user must be confirmed by him via SMS. Then you can immediately find out about the withdrawal of funds. In addition, accounts with the verification function disabled are more likely to be hacked.

Security code. If the owner of a Qiwi account has a mobile application for this payment system, then you should come up with a security password. Then, if you lose your smartphone, no one will be able to access your wallet.

Cooperation with dubious organizations. Electronic money is most often used to pay for goods. Therefore, you should only make purchases in verified real stores. If the goods are purchased from a private person, in no case do you need to make an advance payment, especially 100%.

Many fraudulent schemes allow attackers to easily get rich and withdraw money from their accounts. Unfortunately, it is quite difficult to prove the fact of fraud, and even more so to return the stolen property. Therefore, you should adhere to all necessary security measures and not store large amounts on electronic wallets.

Attention! Due to recent changes in legislation, the legal information in this article may be out of date!

Our lawyer can advise you free of charge - write your question in the form below:

Sergey Yurievich

Hello, everything points to fraud; Hello, how can I get money Victoria 14:44 Hello! Transfers only to Qiwi wallet (register on qiwi.ru). Read carefully, I do not answer questions not prompted. I make a request to the bank to withdraw money to your account, the bank itself requests payment of a commission to your Qiwi wallet, after paying the commission, the amount you requested will be credited to your account within three minutes, then you send me exactly half the amount for the service. Right away, so that you don’t think that this is a scam, for your reliability I can provide a screenshot of the balance of my qiwi wallet against the background of my page and the history of transfers that clients transferred me 50% for the service. We withdraw money from frozen foreign bank accounts. My benefit is half of the amount, because the money from the bank accounts is not mine. Accruals are made from 50,000 to 300,000 rubles, the commission is 1% of the desired amount. To start the process, indicate the desired amount from 50,000 to 300,000 rubles. This message is a template. QIWI (Qiwi) is an electronic payment system.. qiwi.ru QIWI (Qiwi) is your personal universal payment service. Create a Visa QIWI Wallet and make any payments: utilities, money transfers, online purchases - from the screen of your computer, tablet.. Sergey 14:49 Okay, I’ll read it carefully after work Sergey 17:04 My brother will make a Qiwi wallet for me, me and him together we will transfer 300 thousandths I work until 24 at night I work in shifts Victoria 17:10 Okay, when you are ready, write Sergey 17:10 Okay Sergey 23:26 We don’t need to pay interest, I urgently need to repay the loan yesterday Victoria 6:42 This is not a loan, pay it back no need Sergei 9:31 I understand wallets need to be made in Euroset up to 600,000 in contact they let through up to 200,000 today we’ll do it Victoria 9:34 Okay, when you’re ready write Sergey 9:36 Okay, thank you, help me out with the money, I’ll close the loan Sergey 12:16 we’re waiting for what’s next do Victoria 12:16 Top up your wallet with 3000 rubles, write your wallet number and indicate how long you will be ready, I need to prepare a transfer Sergey 12:27 I’m ready (+89??????) Victoria 12:28 Send screenshot of the balance with the history of the replenishment so that the transfer is not sent to empty Sergey 12:32 Sergey 12:42 the screen will work I don’t know how to do it when the money comes to us we’ll transfer it to 2 we’ll do it and you can repeat it 2 times Victoria 13:06 I can only transfer once a week, so I’m looking for intermediaries I’ll send a request, within 15 minutes a notification will be sent to your Qiwi wallet about payment of the commission, after payment within three minutes the money will appear in your account The request from the bank comes in the form of a phone number for general security Sergey 13:07 ok, send it to your brother later, we’ll do it Victoria 13:08 Go to the main page of the Qiwi wallet, click pay next bills and accept the transfer. (From the mobile application, click bills payable next unpaid). When the money arrives in your account, write to me immediately and I’ll tell you where to transfer half of it. Be sure to choose a payment method from a Qiwi account, and not from a mobile account. telephone, otherwise the transfer will not be accepted Victoria 13:14 The amount will be credited to your account after paying the commission Victoria 13:26 So I’m canceling the transfer? Sergey 13:27 no second the payment went through Victoria 13:32 Wait, I'll let you know Sergey 13:32 and approximately how long to wait Victoria 13:34 Minutes 5 Sergey 13:34 good Victoria 13:35 The bank set a commission for your brother too Sergey 13:36 ok they'll see you I'll transfer it to him from my money Victoria 13:36 Good The operation failed, the amount was not activated requires another 1852 rubles 73 kopecks to activate Sergey 13:39 from us Victoria 13:40 Such failures happen from time to time, after an additional payment the amount is activated Sergey 13:40 again throw it at you on qiwi Victoria 13:41 I’m telling you that such glitches happen, after the additional payment the amount is activated 100% I’ve been working for several days Sergey 13:41 ok Sergey 13:46 Wait a little Victoria 13:47 Okay Sergey 14:49 I have no money on the cards I transferred everything to you I was on vacation, no, I was hoping that these would be transferred Sergei 15:08 I can return mine back Victoria 15:28 They went to the bank, unfortunately they cannot be returned. It is advisable to pay today because the account will be blocked after 24 hours Sergey 15:30 if I get it, I’ll deposit it, they’ll transfer it Victoria 15:31 I say such failures happen, after the additional payment the amount is activated 100% I’ve been working for several days Sergey 15:32 ok, I’ll try to borrow Victoria 15:32 Okay Sergey 17:15 relf ghbcskfnm where did Victoria send the leftovers 17:17 I didn’t understand Sergey 17:18 I figured it out now I’ll transfer the leftovers Victoria 17:19 Okay Sergey 17:25 wait now I’ll put it in there’s still not enough Sergey 17:57 wait my brother will come we’ll do it it’s not going through the payment can wait Victoria 18: 00 What's the problem? Sergey 0:30 If you can translate, we will send as agreed Victoria 7:43 I'm wildly sorry, he demands another 1,730 rubles for activation Sergei 8:14 And where can I get it Victoria 10:03 You'll excuse me for the inconvenience Sergei 11:28 If we get it, they won't ask for more Sergei 11:51 Will be transferred further without executing Victoria 12:09 Such failures happen from time to time, after additional payment the amount is activated Sergey 12:22 Now we will send Victoria 12:22 Ok Sergey 12:30 to which account should I transfer Victoria 12:31 Go to the main page of the qiwi wallet , click pay next bills and accept the transfer. (From the mobile application, click bills payable next unpaid). When the money arrives in your account, write to me immediately and I’ll tell you where to transfer half of it. Be sure to choose a payment method from a Qiwi account, and not from a mobile account. telephone, otherwise the transfer will not be accepted Sergey 12:37 everything is paid for a long time to wait Victoria 12:56 Wait, I will inform you I sincerely apologize to the bank for just informing that the special program does not issue less than 500,000 rubles, please pay a commission of 6,209 rubles and it will be credited to your account 500,000 rubles Sergey 13:05 so no, I don’t need 500,000 I need 300,000 and where are they Victoria 13:06 They went to the bank, unfortunately they can’t be returned Sergey 13:06 yes, well, this can’t be so Victoria 13:07 Such failures happen from time to time time, after the surcharge the amount is activated Sergey 13:07 and no wonder that fraud is also punished starting from 3000 rubles and this is the cost of the Ukrf 159 Victoria 13:08 You will excuse me for the inconvenience I say such failures happen, after the surcharge the amount is activated 100% I don’t first day of work Sergey 13:09 Well, the FSB will also forgive, thank God my brother works there Victoria 13:10 It is advisable to pay today because the account will be blocked after 24 hours Sergei 13:11 so he will pay it off, the staff will help him, I show the correspondence to his brother Victoria 13:12 This is the first time this has happened, I don’t know what happened. Sergey 13:13 return mine Victoria 13:13 They went to the bank they can’t be returned unfortunately Sergey 13:13 and nothing will happen I won’t return the money you have Victoria 13:15 So you refuse? Sergey 13:16 Yes, return mine, you have it Victoria 13:18 I don’t have money, I’m just a consultant Sergey 13:19 They’ll sort it out, I’m asking you, and so you left us without money Victoria 13:20 They went to the bank, they can’t be returned, unfortunately Sergey 13:21 your bank will also be checked Victoria 13:33 You will excuse the inconvenience Sergei 13:40 which bank will be checked at least everything will be checked Victoria 13:41 I will not disclose information about the bank Sergei 13:41 they will sort it out quickly New messages Victoria 13:48 I hope Have you lost trust in strangers now? Do you understand how much money you can give by trusting a stranger? that's why I help such people to avoid high costs on your part

Questions on the topic (commission)

Lawyer's answer (Voskan Frunzikovich Malkhasyan)

It can be better Arranges Like

SAMPLE
Chairman of the draft commission
_______districts of Moscow
from conscript _________________,
residing at:
STATEMENT
I notify you that I refuse a psychiatric examination in any form, on the basis of Art. 41 of the Constitution of the Russian Federation, Art. 30, 33, 34 of the Federal Law “Fundamentals of the legislation of the Russian Federation on the protection of the health of citizens”, as well as on the following grounds:

In Art. 15 of the Federal Law “On Psychiatric Care and Guarantees of the Rights of Citizens in its Provision” states that the grounds and procedure for examination when deciding whether a citizen is fit for service based on the state of his mental health is determined by this law and the legislation of the Russian Federation on military service. In Art. 23 of the same law directly states that an examination can be carried out without the consent of a person if:

Clause 4, Article 23 ...according to available data, the subject commits actions that give reason to assume that he has a severe mental disorder, which causes: a) his immediate danger to himself or others; b) his helplessness (inability to satisfy basic life needs); c) significant harm to his health due to the deterioration of his condition if he is left without psychiatric help;

Clause 5 of Article 23 ... the subject is under dispensary observation on the grounds provided for in Part 1 of Art. 27 of the same law, that is, if he suffers from a chronic and protracted mental disorder with severe, persistent, or often exacerbating painful manifestations.

Article 28 of the same law states that placement of a person in a psychiatric hospital is carried out voluntarily, except for the cases specified in Art. 29 of the same law, that is, if examination of a person suffering from a mental disorder is possible only in an inpatient setting, and the mental disorder is severe and causes: a) his immediate danger to himself or others; b) his helplessness (inability to satisfy basic life needs); c) significant harm to his health due to the deterioration of his condition if he is left without psychiatric help.

I also declare that I have never, either directly or through my legal representatives, sought outpatient or inpatient psychiatric help, since I do not suffer from mental disorders and have not suffered.

I ask you to make a decision on my suitability for military service based on copies of medical documents (list of medical documents) submitted by me to the medical commission.

I have a disease that, in accordance with the “Regulations on Military Medical Examination”, approved by Decree of the Government of the Russian Federation No. 123 of February 25, 2003, is qualified under the articles of the “Schedule of Diseases”:

Please inform me about your decision in writing.

Date, signature

Alexander

Hello! The thing is, I have 2 loans that I was overdue for half a year, the amounts are not large, 15,000 rubles and 6,000 rubles, they have been calling strange numbers for a long time, collection agencies, at first I got in touch, then I got tired of it and more than 3 months with I didn't talk to them. I received various kinds of messages from them, I also didn’t pay attention, they said that an on-site commission was appointed to collect the debt. Please tell me what this commission threatens? what can they do? If I have not currently lived at my place of registration for more than 4 years, my parents live there and will come to them. But they also know my actual residence address. And another question: if the case goes to court, what will happen to me? what are the consequences?

Lawyer's response (Duty lawyer)

It can be better Arranges Like

Hello! Only bailiffs have the right to go to your residence or registration address and describe the property. If a claim is filed in court to collect a debt from you, these amounts will be collected from you, including foreclosure on the property if there are not enough funds to cover the debts.

Reserve account, reserve wallet, qiwi reserve fund. All these are different names for the same fraud, which has become quite widespread recently. This is why I decided to write a separate article about it, despite the fact that I already wrote about bays on QIWI.

The scam with reserve accounts in the QIWI payment system is based on rumors that the company's senior management uses certain secret accounts with an unlimited balance for their personal needs.

Of course, these rumors have nothing to do with reality. Anyone who has at least once encountered how banks work, for example, knows that money does not appear and disappear there just like that. Any movements of funds are transparent and easily traced.

Naturally, there are no hidden reserve accounts in the QIWI system. Money here is by no means generated magically. And even a very big boss cannot add even a couple of extra zeros to his account.

Another common myth about reserve accounts is that money from frozen wallets flows into them. But we must understand that even if the user’s wallet is blocked or frozen for some reason and the money is withdrawn, it goes to the company’s income. They are even more likely to pay taxes.

This is not black cash, not free money. The payment system has no reason or opportunity to take this money into its hands. Money is withdrawn in accordance with the agreement and these procedures are also absolutely transparent.

As proof of the existence of QIWI reserve wallets, scammers only provide a fake video showing an account with tens of millions on its balance.

The video was shot in one take, the computer was filmed slightly from the side. The person is authorized and we see a solid balance. Everything seems plausible, but the problem is that the balance is simply “drawn”.

I will not explain in detail how this is done, so as not to breed scammers. Let me just say that it’s not difficult to do if you know a little about programming.

So, I want to emphasize once again that there are no qiwi bays, doubler wallets or QIWI reserve accounts DO NOT EXIST. This is all just a scam. And in general, guys, understand that any “job” where they demand money from you in advance is a scam. Any income that promises big money without any effort is a scam.

Fraudster details:

[email protected]
[email protected]
Skype - vladimir_semenu4
ok.ru/id363688726
vk.com/id382889310

Fraudsters on the Internet constantly come up with various forms of illegal activities aimed at emptying the wallets of users of the Qiwi system, and other systems too.

They are good psychologists, and make a safe bet on human greed, promising some additional dividends simply for nothing.

Remember about the free cheese, and don’t be fooled by any kind of dubious financial offers. From the same series is the mythical Qiwi reserve account, which has become widespread.

What is a Qiwi wallet reserve account?

This reserve is based on groundless rumors about a certain secret account of the system management, the balance of which is unlimited and is used for personal needs. But this is just a myth, because it cannot have anything in common with reality, since money cannot appear from anywhere and disappear to God knows where.

Every bank employee knows about this, just as he knows that every missing ruble can be found. The movement of any transfer, payment or purchase is easily tracked, you just need to go to the archive point where the history of all transactions is stored. what users pay for certain financial transactions is also known in advance, and there can be no surprises here either.

Therefore, in the Qiwi system there is not and cannot be any reserve account and no hidden accounts at all. What you put in your wallet is there and you can spend it. They cannot magically increase there and then transfer to an unknown reserve, and the director of the company himself cannot take a penny from your wallet. Where then does this unlimited balance come from in the system?

How to log into a Qiwi wallet reserve account

Therefore, you most likely will not be able to find, let alone access, the Qiwi wallet reserve account. There are also rumors about frozen accounts, which seem to replenish the reserve account. But a person whose wallet is blocked can always confirm that he is not involved in fraud, and if someone’s money is blocked without the right of return, then it goes to pay taxes and into the system’s income.

This has nothing to do with black cash; no one has the right to take this money into their hands; according to the agreement, it is withdrawn from the system, being completely transparent. Therefore, do not trust scammers who offer to deposit a certain amount into their account in order to send you information about the reserve account and how to access it to use an unlimited balance.